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Insurance for Curves® Franchises

Sports & Fitness Insurance Corporation is officially endorsed by Curves International to provide insurance for its Curves franchises. In fact, we insured the very first Curves location in 1992, and today, we insure more than 1,500 Curves locations.

To initiate the coverage process for your Curves franchise, please send your completed Curves Insurance Application by:
Email to Kim Tucker, or,
Fax to (601) 707-1037, or
Mail to Sports & Fitness Insurance Company, P.O. Box 1967, Madison, MS 39130

Our underwriters will review your application and will be in touch shortly.

Curves Franchise Coverage Details

Guaranteed Issue for New Franchisees.

General Liability

Limits: Up to $2M per occurrence. Deductible: $0.00.
Recommendation of vitamins & supplements liability: Included.
Incidental nutritional counseling liability: Included.
Tanning bed liability: Available.
Hired and non-owned vehicles liability: Available in most states.


Contents Coverage: Available.
Glass: Available.
Theft: Available.

Other Coverage

Workers Comp: Available.
Employment Practices Liability: Available.
Employee Dishonesty Coverage: Available.
Surety Bonds: Available.

We include Curves International as an additional insured on every policy, and automatically send them proof of coverage.

Filing a Claim

In the event of an incident, please follow the procedure for recording an incident or filing a claim and file the appropriate form(s):

Curves Incident Report Form

Curves Property Loss Notice Form

If you have questions about your policies or about filing a claim, please contact Kim Tucker by email or by calling (800) 844-0536 ext. 2262.

 Cyber Security Application

For questions regarding Cyber Security, please contact Ron Wooten by email or by calling  800-844-0536 ext.2229.